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Please read the following terms and condition ("Terms"); they govern your use of this website and its associated services ("Site"). This Site is owned and operated by United Services Automobile Association ("USAA"). Statements using "USAA" "us" or "our" refer to United Services Automobile Association and its insurance, banking, and other companies. Please read these terms carefully before accessing or using the site or any content on the site. By accessing the site or any content on the site, you agree to become bound by these terms and conditions. If you do not agree to all the terms and conditions, then you may not access the site or use the content or any services in the site. USAA's acceptance is expressly conditioned upon your assent to all of these terms and conditions, to the exclusion of all other terms; if these terms and conditions are considered an offer by USAA, acceptance is expressly limited to these terms.
Our Right to Publish: By posting a comment on this Site or on USAA-sponsored message boards, discussion forums or other interactive content on third party sites, you agree that USAA may publish your comment in whole, or in part. USAA does not agree to post all comments received. USAA reserves the right to remove or modify any posting that is false, offensive, violates any law or the rights of third parties, violates these Site Terms, or is defamatory or duplicative. Identification of Posters: When you submit a posting to USAA on this or other sites, USAA may identify you by: your hometown, and state or country; and your first name, or last name and initial, or an alias that you have provided to us; your 'member since' date; and other information that does not specifically identify you. Disclosure in Legal Actions: USAA reserves the right to reveal your identity and the content of your original and posted submissions in response to legal action by any party, or in response to a request by governmental authority, or in defense of USAA. USAA Ownership of Content: USAA retains ownership of all postings submitted on this Site, except when copyrighted material is posted.
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This Site is provided by USAA on an 'as is' and 'as available' basis. To the full extent permissible by applicable law, USAA disclaims all warranties, express or implied, including, but not limited to, implied warranties of Merchantability and fitness for a particular purpose. USAA will not be liable to you or anyone else for damages of any kind arising from the use of this Site, Inability to use this site, or circumstances beyond its control, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, even if USAA is expressly advised of the possibility of such damages. Some states do not allow limitations on warranties or certain damages. Therefore, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights. Additionally, your use of the Site is limited in the following ways:
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USAA Copyright: This entire Site is the copyrighted work of USAA. Unless otherwise specified, no person has permission to copy, display, distribute, republish, or create derivative works from such information in any form. Trademarks: By providing content, we do not allow you to use trademarks referenced in this Site. You may not use any meta tags or any other 'hidden text' using USAA's name or trademarks without the express written consent of USAA. The trademarks, logos, and service marks ('Marks') displayed on the Site are the property of USAA or other parties. Users are prohibited from using any Marks without the written permission of USAA or the third party that owns the Marks. Copyright Infringement Claims: It is our policy to respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act. If you believe that any material contained on this Site may infringe on your copyright, notice must be given in writing of the following: (a) identification of the copyrighted work claimed to have been infringed; (b) identification of the allegedly infringing material; (c) information sufficient to permit USAA to locate the infringing material; (d) a statement that the complaining party has a good faith belief that use of the material is not authorized or permissible by law; and (e) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the copyright owner, agent, or licensee. Anyone who knowingly misrepresents that material is infringing in such a notice will be liable for any damages and any associated costs incurred by USAA. Written notice must be sent to: USAA, General Counsel, 9800 Fredericksburg Road, San Antonio, Texas 78288.
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Governing Law: Use of this Site shall be governed by and construed in accordance with the laws of the State of Texas without giving effect to any principles of conflicts of laws. Jurisdiction and Venue: If any claim or dispute under these Terms is not subject to Arbitration, then exclusive jurisdiction and venue shall be with a court of competent jurisdiction in Bexar County, Texas. You consent to the jurisdiction of such courts and agree to accept service of process issued by such courts. Indemnity: You will indemnify and hold harmless USAA, its parents, subsidiaries, affiliates, customers, vendors, officers and employees from any liability, damage or cost (including reasonable attorneys. fees and cost) from (i) any claim or demand made by any third party due to or arising out of your access to or use of the Site or any content on the Site, violation of the Terms by you, or the infringement by you of any intellectual property or other right of any person or entity. Severability: If any provision of these Terms is unlawful, void or unenforceable, the remaining provisions shall remain valid and in effect to the fullest extent possible. Waivers: Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of USAA. Any delay or omission by USAA to exercise any rights under these Terms shall not be construed to waive any rights. Section Headings: The section titles are not part of the agreement and are not to be used in interpreting the terms of these Terms. Survival: Certain provisions of these Terms by their nature shall continue in full force and effect after termination. Limitation on Liability: Except as specifically agreed by USAA writing, We shall not have any liability based upon your use of, or reliance upon, this website or any content found therein. Some jurisdictions limit our ability to disclaim liability. With regard to those jurisdictions, our liability shall be limited to the greatest extent permitted by applicable law. Membership: The terms 'member' and 'membership' generally refer to current USAA customers who are eligible for property and casualty insurance, and their spouses and children who are current USAA customers. Use of the term 'member' and 'membership' does not convey any legal, eligibility, or ownership rights. Ownership rights are limited to eligible policyholders of United Services Automobile Association. Endorsements: You may not use USAA's name or trademarks in any way that implies affiliation with, or an endorsement, sponsorship or approval by USAA without express written permission.
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Effective Date: 05/16/2019
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